Goheen Insurance Request a seat
Private case roundtable · Advisors only

When premium financing is the wrong answer.

A small, private, case-based discussion on when premium financing fits a complex life-insurance need, what can go wrong, and the questions to ask before recommending it. Not a product webinar.

Next session: [Date · time ET] · live video · by request

Request a seat See the five tests
5–7advisors per session, by invitation
35 minone hypothetical case, live video
Every 6 wksnew topic, new table
What this is

A specialist to call, not another pitch.

Your client relationship stays yours. We bring a second technical perspective on lender terms, collateral, rate sensitivity, and exit, so a financing question becomes a decision you can defend, including the decision not to finance.

  • One hypothetical case, with base and downside scenarios
  • What would change the recommendation, from rate shocks to collateral calls
  • A one-page checklist you can keep
  • An optional private conversation about a real case, only if you want one
  • No product illustrations
  • No promise of approval or outcomes
  • No request for client names or information
The session · 35 minutes

One case. Five tests. No pitch.

We take one hypothetical case, run the base case and the downside, and ask what would change the answer. You will hear how a specialist thinks before a structure becomes the risk.

You leave with
  • A one-page checklist: “When financing is not appropriate”
  • A decision framework: need, then fit, then risk capacity
  • The questions to ask before you recommend it, or rule it out
  1. 0–4
    IntroductionsEducational, confidential, no solicitation
  2. 4–9
    The decision frameworkLegitimate need, financing fit, risk capacity
  3. 9–20
    The caseBase case and downside scenarios
  4. 20–28
    What changes the answerRates, collateral, liquidity, policy performance, exit
  5. 28–33
    DiscussionWhere does your team need specialist help?
  6. 33–35
    Optional next stepA private conversation, only if you want one
The session

Five tests before you recommend it.

We work through each one on a live case. Tap a test for the question we start with.

The full checklist goes to everyone who joins a session.

Your host

[Host name]

[Title, Goheen Insurance]. [One confirmed line on experience in premium finance.]

My role is to help you ask better questions and make a defensible decision, including the decision not to finance. Your client relationship stays yours.

A good fit
  • Independent or planning-led advisor serving business owners, executives, or affluent families
  • Clients with estate liquidity, succession, or substantial insurance needs
  • Open to a second technical view without changing who owns the relationship
Not a fit
  • Looking for “free” insurance or guaranteed returns
  • Expecting a specialist to bypass your supervision or replace your team
  • Seeking a way to skip the downside scenario
After you request a seat

What happens next.

1We review your request and reply personally by email.
2If a seat is available, you get a calendar invite and the topic. If not, we hold your place for the next session.
3After the session you receive the checklist. A conversation about a real case happens only if you ask for one.
Questions
Is this a sales pitch?

No. It is an educational discussion of one hypothetical case. There are no product illustrations and no promises of approval or outcomes.

Do I need to share client information?

No. Please do not. The case is hypothetical, and we do not ask for client names or personal details at any point.

Will the session be recorded?

Not unless everyone is told in advance and agrees.

Does it replace my role with the client?

No. The point is a second technical perspective on lender terms, collateral, and exit. You keep the relationship.

What does it cost?

[Confirm with Goheen]

Request a seat

Tell us who you are.

Each table is capped at seven, so we review every request and reply personally. If this session is full, we will hold your place for the next one.

Please do not include client names or personal information in this form.